Why Join LCTA Workers' Comp?
In 1990, an experienced Louisiana business man created LCTA to meet the workers’ compensation needs of his own five companies. The success of this Fund led him to market Louisiana Commerce & Trade Association to assist other Louisiana businesses with a cost effective workers’ compensation solution. LCTA has a rich history of providing its members with competitive pricing, quality service, and expert safety and loss control services. The list below describes the success our Fund has achieved.
· Largest Self Insured Fund in Louisiana
· Excess coverage with MidWest Employers Casualty Company (A.M.Best Rating of A+ XV)
· Ultimate Loss Ratio of 56.7% since inception
· Dividends are returned annually to qualifying members
· Proactive Loss Control Services offered to all members
· Competitive payment plans
· Incidental USL&H Coverage (up to 10%)
· Employer Liability coverage up to $3,000,000
· Experienced Underwriting & Claims Staff in-house
· Competitive rates, discounts, and schedule credit available for qualifying members.